India Desire : Pradhan Mantri Suraksha Bima Yojana And Jeevan Jyoti Bima Yojana 31st May 2015

Pradhan Mantri Suraksha Bima Yojana And Jeevan Jyoti Bima Yojana 31st May 2015
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Pradhan Mantri Suraksha Bima Yojana:-
The savings bank account holders of Axis Bank between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join / enable auto-debit, as per the modality, will be enrolled into the scheme. In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only. Premium: Rs.12/- per annum per member

Table of Benefits Sum Insured:-
1. Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or Foot = Rs. 2 Lakh
2. Death = 2 Lakh
3. Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot = Rs. 1 Lakh

Pradhan Mantri Jeevan Jyoti Bima Yojana:-
Highlights of the Pradhan Mantri Jeevan Jyoti Bima Yojana
1. Policy period: The cover shall be for one year period starting from June 1, 2015 to May 31, 2016 for which option to join / pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by May 31, 2015, extendable up to August 31, 2015. Those joining subsequently may be able to do so with payment of full annual premium for prospective cover, with submission of a self-certificate of good health in a form acceptable to Us.
2. Premium: Rs. 330 (per annum).
3. Payment Mode: The premium will be directly auto-debited by the bank from the subscribers’ savings bank account. This is the only mode available currently.
4. Risk Coverage: Sum Assured of Rs. 2 Lakh on death of the Insured member for any reason is payable to the Nominee. No claim is admissible for deaths during the first 45 days from the entry date, except for cases of death due to accident.

How To Get/Claim:


Please log in to your respective banks internet banking portal and enrol in our prime ministers social security schemes. This is a must-buy (and a steal at these price points if you ask anybody from insurance industry). You can only enrol till Today 31st May 2015.

1. ICICI Bank
2. HDFC Bank
3. Axis Bank
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